Good Gifts for New Neighbors

The trope of new neighbors typically brings to mind movie scenes involving casserole dishes. In our day and age expectations of neighborly courtesy have certainly changed. Traditional gifts like food dishes become less and less appealing when you think about the possible allergies any dish, even by accidental ingredient inclusion, might agitate. We are required to be mindful of food allergies. There are alternative gifts that are perhaps even better than the food dish.

Gift Cards & Local Places

One of the best ways to connect with new neighbors is by introducing them to places around town. Just pick up a gift card next time you dine at your favorite restaurant and acquaint the new neighbors to one of the best spots in town. Likewise, you can pick up a gift card for a Netflix subscription, HBO, and other streaming services! In this day and age, who wouldn’t appreciate a free month of streaming?

Favorite Gifts

Have a favorite recipe that you’d like to share but don’t want to agitate allergies? Give a gift basket that includes all the ingredients, a nicely printed recipe, and maybe a spatula. This can work with favorite foods or even favorite movies, television series, or books.

Utility Gifts

This can be a rather unusual and quirky option, but sometimes the best gift is a set of basic tools. Who couldn’t use a basic hammer or screwdriver set? Anyway, if your new neighbor already owns these, they can regift them!

It’s time to get creative. Use this article as a launching pad to think of new ways to welcome new neighbors and let us know what you did in the comments below!

Prevent Bugs and Pests in Your Apartment

Prevent Bugs and Pests in Your Apartment

Yes, it is a harrowing thought that one day when you get home from work it is possible that the beloved family dog will have eaten half of the living room carpet the leasing office just installed. But there is nothing worse than cooking dinner and, upon reaching for the cup of flour you poured a few minutes ago, your hand grazes the hard skeleton of an energetic cockroach. Pests in the apartment are the worst. The good news is you can prevent these uninvited guests by maintaining a few best practices for apartment cleaning.

The place with all the food is the best place to begin: the kitchen. Food crumbs from dinner are not the only culprit here, week-old pet food outlining the exterior of pet food bowls is an attractant to cockroaches particularly. Either be sure to clean up any grounded food whenever you feed your pets, or give more restricted portions to limit the amount of misplaced pet food. Another thing to watch out for is standing water, either in the sink, on the counter tops underneath dish racks, or on the floor. Standing water anywhere in your kitchen attracts bugs and pests in your apartment. Wipe counters dry after you clean dishes, and do not leave standing water in pots or pans for longer than a few hours.

Likewise, if you have a carpet, vacuum at least twice a week, and more if you have pets, to reduce dandruff, dead skin, and stray hair on the floor. These things will inevitably be there, so removing them as often as possible will remove food sources and breeding grounds for pests.

These few tips will prevent a large majority of pests from making your apartment their new home. Just be consistent with your cleaning, remove food and water from surfaces, sweep hardwood floors and vacuum often, and you won’t have to worry about the vast majority of pests and bugs entering your apartment.

Tips for Moving with Pets

Tips for Moving with PetsWith all the boxes, fragiles, and furniture you’ll pack into the moving truck, it’s easy to lump your pet’s belongings with everything else. But your pet’s belongings are key to comforting your pet during this time of change. As you think about moving, don’t forget your pet. Below are two important pieces to making the move with your pet as smooth as possible.

The Vet

Before you move, you’ll want to make sure you have your pet’s vaccination records, especially if you’re moving to an apartment. If you schedule a check-up with your pet you can get any records your missing and, more importantly, you can check the state of your pet’s health to ensure it can handle the stress of moving, especially if the move covers a long distance. Some vets will even provide a sedative. If you haven’t yet, be sure to schedule a vet checkup before your move, so that you will have all the relevant information on your pet, including its current state of health, and any extra tools that might make the move easier.

Your Pet’s Belongings

Moving day can be as stressful for your pet as it is for you. In the rush to move everything, you might be tempted to just throw all your pet’s toys and beds into a box and move them out with everything else. This will only exacerbate your pet’s anxiety. Your pet’s belongings have its scent, and this scent is an important signal to your pet that they are in a familiar place. When things get stressful, your pet will look for familiar things and places to comfort it. Taking your pet’s belongings away at the beginning of the move will make a bad situation worse, as it will leave your pet without the comfort of familiarity. Confine most of your pet’s things to a room and leave your pet with them while you move everything. This will help ease the transition to the new place.

While comforting your pet in a time of change, your pet’s belongings will also play an important role in introducing it to its new home. Introduce your pet to its new home by furnishing a room with its belongings, which already contains it scent, so that the new environment will already contain elements of familiarity. This will reduce the shock of transition and create a welcoming environment in a new space.

The Best Time To Rent A New Apartment

The Best Time To Rent A New Apartment

People move for many reasons: their apartment wasn’t what they expected, annual rate increases, or newfound desires to change scenery. Yet there are some who anticipate the move, and rent a new apartment at the optimal time. Notwithstanding the specials that come and go at every apartment community in any given season, there are actually two such times each year when it is best to look for new apartments.

According to Rent.com, the best time to look for a new apartment, if you want the most options, is from May to September. This is the time span in which most people move. Thus, more availabilities at more apartment communities. But if you’re looking to save money, the best time to rent a new apartment is from October to April. This is the time when most people are not moving, and, as a result. some apartment complexes may have more vacancies than they anticipated, and therefore rates will likely be lower to account for the deadened demand.

The best time to rent a new apartment depends in large part on the kind of apartment you want. If you’re looking for the most options, the mid-year is the best time to rent. But for those who want to save money, they’ll be wise to look in the offseason.

Three Places to Hide Your Spare Keys

Improvements in technology haven’t really solved the old, eternal dilemma: where to put the spare key. Hiding it is imperative, but keeping it accessible, and in a memorable spot, is difficult. We recommend 3 easy, accessible places to hide your key in plain sight.

Car floor mat

As long as you don’t lose your car keys, your car floor mat is a great place to keep your spare key. It’s so great because, presumably, your car will be wherever you are.

Wind Chime

It may be unorthodox to hide your spare key in plain sight, but it’s perhaps a most effective method, given certain constraints. Attaching your key to a wind chime gives you accessibility and also an alarm. If anyone is attempting to take your key, you’ll hear it. On the other hand, every time your wind chime rings you might be tempted to peek outside. It’s a worthy sport for consideration, though.

Pet or Pet House

This may not just be unorthodox, but downright heresy. So long as you have the spare key on a keychain loop, you can attach it to almost anything. Consider placing the key either on the collar of a pet or in an outside pet house. That way, the spare key has a guard, and it’ll come to you when called.

Wherever you hide your spare keys, just make sure you don’t forget where they are, and keep them in accessible locations. That way, next time you get locked out, getting back into your apartment or home won’t be a nightmare.

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Apartment Living with Energetic Cats

Cats have taken over in some apartment communities. This is no accident. As independent, and somewhat aloof creatures, cats basically take care of themselves, given enough food and water. People who like to travel find this autonomy of cats convenient. Left alone too much, however, cats tend to become rambunctious.

Many have found even cats can be destructive to property. This kind of destruction seems inversely related to physical activity. When the yarn ball unfurls, or the toy mouse doesn’t zig-zag on the floor, your cat is going to need some attention. Whether you play with your cat or not, it needs to burn energy somehow.

This may translate into plucked couches or torn curtains. Take some time out of your day, maybe five or ten minutes, to keep your cat entertained, and let it burn some energy to indulge its instinctual drives. To reduce destructive behavior get a scratch post for them to use. Sometimes it is best to have a scratch post for each room. Anti-scratch tape, generally furniture friendly, also does the trick. Cats abhor the adhesive texture. And, if nothing else, during commercial breaks use a laser to imitate the prey-predator hunt.

Cats are independent, but they’ve also adapted to rely on play for exerting energy and satiating intense instinctual drives. Give your cat a little bit of time each day, and you’ll find its levels of destructive behavior will decrease dramatically.

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3 Proven Methods for Improving Your Cell Phone Signal

Not much is more frustrating than trying to use a cell phone with 1x reception. From broken sentences to incomplete words, the conversation is pretty much incomprehensible. You try everything to improve the signal. The most obvious thing to do is keep your phone charged because a full battery guarantees the best hardware performance. But what next? Aside from finding the sweet spot in your apartment, there are a few things you can do to improve your cell phone service.

Wi-Fi Calling

Most phones now have a Wi-Fi assistance option. This basically allows your phone to borrow from the Wi-Fi signal when the cell signal is too low. This is certainly the future of voice calling, and it’s free. All you need is an internet connection. And if your phone doesn’t have a Wi-Fi assisted option, you can simply forego your phone’s default voice calling by downloading any of the number of free Wi-Fi calling apps available on app stores. You can also get free texts through these apps also. Then you can call anyone from Wi-Fi whenever you want, and you’ll never have to worry about cell phone signal again.

Purchase a Femtocell

A femtocell is a powered base station that connects to your internet service. Its purpose is to amplify your cell phone signal. It’s basically an in-house cell tower. Through the Wi-Fi, a femtocell bridges the gap between the cell phone tower signal and obstructions (such as your house, its walls, and objects inside the house). It also reduces the number of cell phones using the cell tower directly, thus improving your signal.

It’s a fairly inexpensive solution to what might be a long-term problem. Before you go out and purchase one, research which femtocell might be best for you.

Signal Booster

Another option is acquiring a signal booster through your wireless carrier. This device basically boosts signals from anywhere in your house. For instance, if you can get two bars when you stand nearby the microwave by the back door, placing a signal booster in that area will spread the signal throughout the house, and in many cases will improve upon it.

Basically one of the only free options for improving your cell signal is to connect your phone to Wi-Fi (if the option is available). No matter what you choose, be sure to research to determine the best option to fit your needs.

 

These Cities Cost Student Loan Borrowers Most

These Cities Cost Student Loan Borrowers MostStudent debt is one of our country’s most pressing problems. As of this year, the total amount of student loan debt has reached $1.44 trillion. Paying back the average $37,000-plus loan will be a challenge for millions of students for decades to come. And for some more than others. This means that loan borrowers will have to focus less on investing and more on repayment, less on contributing to the economy and more on simply balancing budgets.

To be responsible and to flourish do not always coincide. Larger cities with higher housing costs will drain more income from a person than smaller towns, while yet offering unique opportunities and venues that attract younger crowds. It’s a classic catch-22. More, perhaps higher-paying, jobs are in the cities, and so are, quite likely, friends and opportunities. Should a young person, with their whole life ahead of them, forgo the city to repay steep student debt, while in the long-term stifling their social life and career?

Credible.com has helped us answer this question in some form: by compiling a list of “Cities where student loan borrowers struggle with debt the most.” Maybe the answer isn’t to forsake the city in general, but only certain cities that have the unfortunate characteristic of demanding higher housing costs without proportionately offering higher wages.

To compile their list, the team at Credible reviewed data submitted by 8,981 applicants from America’s 23 largest cities. The city that makes it most difficult to repay a student loan is San Jose, California, seizing on average 31.47% of a person’s monthly income in housing and student loan costs. This percentage doesn’t include other expenses like food, transportation, or taxes.  What might come as a surprise to many, Dallas, Texas, ranked least expensive among the top 23 cities, nabbing 26.24% of income.

The full list may be found here. Perhaps the question isn’t whether to move to a city, but in which city one might sustainably live. As student loans are one of the few forms of debt that are essentially impossible to dissolve by bankruptcy, they are here to stay. The road that leads directly to a good life, debt free, full of friends and possibilities, isn’t clear to student loan borrowers at this point. However, thanks to the new study by Credible.com, it’s easier to discern which steps one may take to begin the journey.

FORBES SportsMoney Index: Ranking Money in Sports

FORBES SportsMoney Index: Ranking Money in SportsHave you ever wondered who the highest paid athletes in all of sports are? Or the most valuable teams? The most influential brands? To answer these pressing questions of our time, Forbes compiled a unique index to track and rank money in sports.

Forbes describes the new index: “To create the SMI, we’ve combined all of FORBES’ SportsMoney annual valuations lists (sports teams, brands, athletes, agencies) and proprietary financial data into a single ranking that reflects their monetary success and how their values affect one another. This is the first time that a cross-category ranking of sports business influence has ever been compiled.”

The main factor that makes FORBES SportsMoney Index uniquely comprehensive is its mapping of all connections between brands, agencies, athletes, and teams. This is how the aforementioned cross-category ranking is determined. As a result, the financial world may now study how wealth is truly generated and established in the domain of sports.

Admittedly, for us the benefit is a bit less academic, though nonetheless interesting. When it comes to sports, comparing statistics is one of the most satisfying activities of speculation. Below you’ll find the top 3 brands in sports and the top 3 teams and athletes in soccer, basketball, baseball, and football. And for the fans of other sports, below the top 3 we’ve included the most valuable athletes and teams of every other sport ranked in the order they appear. We have not included the number of connections to other brands each brand, team, or athlete has. For that, and more, view Forbes’ fantastic, complete list here.


Top 3 Brands:

1 (#1) Nike

SMI Connections 9 Value: 27.5 B Revenue: $30 B

2 (#4) Pepsi

SMI Connections 4 Value: 19.4B Revenue: 11.8B

3 (#13) Budweiser

SMI Connections 14 Value: 23.4B Revenue: 10.9B


Top 3 Teams:

1 (#2)Real Madrid (Soccer)

Value: 3.6 B

Revenue: 694 B

Operating Income: 162 M

2 (#3) Barcelona (Soccer)

Value: 3.5 B

Revenue: 675 M

Operating Income: 108M

3 (#6) NYY (Baseball)

Value: 3.4B

Revenue: 516M

Operating Income: 13M

Top Teams in Other Sports:

(#10) New York Giants (Football)

Value: 3.1B

Revenue: 444M

Operating Income: 133M

(#11) New York Knicks (Basketball)

Value: 3B

Revenue: 307M

Operating Income: 109M

(#115) Chicago Blackhawks (Hockey)

Value: 925M

Revenue: 173M

Operating Income: 34.4M

(#144) Ferrari (Auto Racing)

Value: 1.3B

Revenue: 455 M

Operating Income: 7M


Top 3 Athletes:

1 (#5) LeBron James (Basketball Cavaliers)

LeBron James is the only top ranked athlete in the index that doesn’t play for one of the top 3 most valuable teams. The Cavs are the 5th most valuable team in basketball and sit as the 38th most valuable team in all of sports.

Just the 3rd player in NBA history to make at least $30 million in salary (joins Jordan and Bryant) Added Intel and Verizon last year, joining Nike, Coca-Cola (Sprite), Beats By Dre, and Kia Motor.

Total Earnings: 86 M

Endorsements: 55 M

Salary: 31 M

2 (#7) Cristiano Ronaldo (Soccer Real Madrid)

Worlds most popular athlete (200 Million social media followers) Nike, Tag Heuer, Sacoor Brothers suits, and Monster Headphones endorsements. 3-time FIFA best player in the world, made at least 50 goals in over six seasons in a row for Real Madrid.

Total Earnings: 88M

Endorsements: 32M

Salary 55M

3 (#9) Lionel Messi (Soccer Barcelona)

Won FIFA’s play of the year award 5 times.

Total Earnings: 81.4M

Endorsements: 28M

Salaray: 53.4M

Top Athletes in Other Sports:

(#19) Eli Manning (Football Giants)

Total Earnings: 45M

Endorsements: 8M

Salary: 37M

(#58) Jacoby Ellsbury (Baseball NYY)

Total Earnings 21.8 M

Endorsements: 600K

Salary: 21.2 M

(#73) Jordan Spieth (Golf)

Total Earnings: 52.8M

Endorsements: 32M

Salary: 20.8M

(#87) Roger Federer (Tennis)

Total Earnings: 67.8M

Endorsements: 60M

Salary: 7.8M

(#126) Denny Hammlin (Auto Racing – Nascar)

Total Earnings: 15.2M

Endorsements: 1.8M

Salary: 13.4M

(#134) Alex Ovechkin (Hockey )

Total Earnings: 12M

Endorsements: 3M

Salary: 10M

#191 Floyd Mayweather (Boxing)

Total Earngings: 44M

Endorsements: 12M

Salary: 32M

Why Smart People Rent: On the Benefits of Renting

Why Smart People Rent--On the Benefits of RentingTrying to decide between renting or buying a home? Of course, buying a home gives the stability of a mortgage. And renting a house or apartment allows for tremendous flexibility of location. But there must be more, right? Is flexibility the only reason to rent?

The Khan Academy has published a video on the difference, mathematically, between renting and buying. They challenge the notion that “buying is always better than renting.” Many people have also challenged the claim. If you haven’t heard, renting is on the up-and-up. According to Appfolio.Com, “2 million new renter-occupied households were added in 2014, while the number of owner-occupied households decreased by more than 350,000.”

Amenities are an often overlooked but important aspect of renting a unit in an apartment complex. If you buy a house, not many conveniences are included. Gyms typically require a $30-$50 per month membership plan. You may have to drive to a far location to play tennis or basketball, or to swim. And, almost certainly, your home will not come with a playground. Imagine all these expenses as monthly fees in addition to your mortgage. However, many apartment complexes include such amenities and more.

Many pro-and-con lists are created for this type of decision. Realtor.Com has a convincing video for the pros of renting. For example, if you rent, you may have access to amenities that, as a homeowner, would not typically be within your reach. Similarly, renters often do not make home repairs. Rather, property managers and landlords take care of them. Many apartment complexes have onsite maintenance and even 24/7 emergency maintenance. Everyday maintenance issues are taken care of by property owners or landlords. Furthermore, you may wake up to an upgraded wifi network, new central air unit, or a newly carpeted hallway.

What renters lack in ownership they gain in freedom. If you don’t like your neighborhood, feel an itch to move, or want to explore the world, renting is a good option for flexible people. Leases aren’t mortgages. With renting, you aren’t locked in for 30 years.

The decision to rent or buy is one of the more important decisions you’ll have to make. The worst thing to do would be to listen to cliches. As we have seen, renting isn’t just for people who want flexible living arrangements. There are reasons to rent long-term.  It is not accidental that rental properties are thriving: the numbers don’t lie.

Renting has many appeals, from communal living to practically maintenance-free living. And renters don’t need to acquire realtors. Many apartment complexes now have their own websites. Utilizing the tool ApartmentsForUs.Com proves that finding the perfect apartment in this day and age is a breeze thanks to the rise of digital marketing.